Not known Details About 228 loan
Not known Details About 228 loan
Blog Article
The Point out Group Advancement Financing Benchmark steps the greenback volume of Group advancement loans and community progress investments that advantage or serve all or Section of a Point out for all huge depository establishments when compared to deposits situated in the State for all massive depository establishments, calculated pursuant to paragraph II.e of appendix B to this section.
You may e-mail the website operator to let them know you have been blocked. Please include things like Whatever you were accomplishing when this website page arrived up along with the Cloudflare Ray ID uncovered at the bottom of this site.
Except for a little financial institution that opts being evaluated pursuant into the Retail Lending Test in § 228.22, the Board assigns conclusions for your functionality of a small financial institution evaluated beneath this area as presented in appendix E to this section.
(iii) A listing displaying Every single census tract where the financial institution documented a small enterprise loan or a small farm loan;
) Certain specifics of the dollar volume of the Group advancement loan or Local community progress expense that was allocated to each county served with the loan or investment decision, if accessible.
A bank subject matter to facts reporting necessities pursuant to § 228.42 ought to consist of in its general public file a created detect that the CRA Disclosure Statement pertaining for the financial institution, its operations subsidiaries, and its other affiliates, if relevant, could be received around the FFIEC's Internet site at:
(B) The effectiveness on the lender's methods for providing retail banking products and services and the availability and responsiveness on the lender's retail banking products, pursuant to § 228.23, as applicable;
The Board reviews the effects and responsiveness of your financial institution's Neighborhood development loans and community advancement investments that reward or serve the nationwide location, as offered in § 228.fifteen.
To judge a lender's retail banking companies, the Board considers a bank's department availability and providers provided at branches, remote support facility availability, and digital supply programs and various shipping and delivery systems, website as follows:
) of the section, a bank may possibly deliver different weights for averaging with each other the effectiveness throughout these loan products and solutions and could involve those loan goods within the numerator in the Financial institution Quantity Metric.
모바일 웹 브라우저(크롬, 사파리 등)에서 ""을 주소창에 입력하면 네이버 모바일 웹 페이지로 이동합니다.
For household home finance loan loans, the financial institution should detect the house home loan loans claimed by its functions subsidiary below twelve CFR component 1003, if relevant, or collect and retain info on home house loan loans by its functions subsidiary the lender would have collected and preserved pursuant to paragraph (a)(3) of this part had the financial institution originated or purchased the loans.
A financial institution's program need to provide a justification that demonstrates the necessity for the subsequent areas of a prepare a result of the financial institution's company design (
A financial institution should retain a public file, in both paper or electronic structure, that includes the next information and facts: